Hurricane
Preparedness: Be Ready
This
Means You!
Hurricane season 2024 is already upon us
and though it has been relatively quiet so far, it is of vital importance that
you prepare for the safety of yourselves and your property before the threat of
a storm is forecast.
Taking the time now to be in ‘ready
mode’ will save you from rushing when a hurricane is on the way and being faced
with shortages – especially on store shelves – when everyone else is stocking
up on the same items.
Storm readiness
Shawn Little, Director, Technical
Property and Catastrophe at Definity recommends that you “strengthen any
vulnerable areas around your home such as cracks in your foundation or leaky
windows and ensure your sump pump is working properly. When a storm is forecasted,
put any outdoor furniture and yard fixtures away and consider unplugging large
appliances to prevent electrical issues during the storm.”
In addition, you should:
·
Secure
loose sports equipment and toys
·
Take
down hanging décor
·
Move
bird feeders to a secure area
Little also says, “Make sure your yard
is kept clean, dead tree branches have been cut and consider replacing gravel
with mulch to reduce the risk of gravel flying when a storm rolls through.”
Regular maintenance that will help
protect your property during a hurricane is to make sure eavestrough and
shutters are secure. Also, have your roof inspected annually for any loose tabs
or places where more sealant is needed, such as around vents and chimneys.
Protect your
business
“There are steps business owners can
take to help prepare if a hurricane is approaching the area”, says Trevor Wall,
Field Vice President, Business Insurance at Travelers Canada. Follow these
recommendations to keep your business safe:
·
Make
sure signage and equipment outside your business are properly secured and
anchored
·
Establish
a system to protect windows and doors
·
Create
an emergency response team so people know who will handle what tasks during
preparation or cleanup and recovery
·
Assemble
necessary supplies in a central location at your business that is protected
from the storm
·
If
you are in a flood-prone area, create a plan to protect your business from
water intrusion
·
If
you business has vehicles or mobile equipment, have a storage plan in place
·
Compile
a list of vendors for easy access in case your business’ operations are
disrupted
Both individuals and businesses should have a supply of
plywood, if
you
have a dry place where it can be stored. If a strong hurricane is forecast,
covering windows with plywood will protect the glass from breaking and allowing
water to get inside your home. If it is not used before the storm, it can be
used to cover broken windows afterward to prevent further damage.
Review insurance
policies
Little
advises that, “at least once a year, review your home inventory
and
home insurance policy. Your home inventory is a list of belongings that can
help your insurer determine the value of your property and save you time.”
Hurricane specifics
Hurricane threats are widespread and
include prolonged heavy rainfall, powerful winds, storm surges, flooding,
landslides, both inland and coastal damage and can even spawn tornadoes.
Regularly check weather forecasts and
sign up for emergency alerts on your phone.
Educate yourself about weather
information and terms such as the difference between watches (your area may be
affected by a storm) and warnings (your area will experience a storm) and the
parameters regarding storm categories. Most commonly, the Saffir-Simpson
Hurricane Scale
is used. Here is a general outline of the scale:
·
Category
1 – Winds 119 to 153 km/hr, minimal damage, unsecured roof shingles, siding and
gutters may be dislodged, large branches of trees may snap and shallowly rooted
trees may topple, expect power outages
·
Category
2 – Winds 154 to 177 km/hr, moderate damage, building could sustain major
destruction, more trees will be uprooted, possibly blocking roads, prolonged
power outages
·
Category
3 – Winds 178 to 208 km/hr, major extensive damage, properties may have removal
of roof decking and gable ends, many more trees falling on buildings and roads,
electricity and water could be unavailable for weeks
·
Category
4 – Winds 209 to 251 km/hr, major extreme damage, some buildings incur loss of
roof structure and some exterior walls, with power poles down and severe
flooding, the area could be uninhabitable for a lengthy period of time
·
Category
5 – Winds – 252 km/r or higher, major catastrophic damage, buildings totally
destroyed with roof failure and collapsed walls, residential areas will be
isolated due to downed trees, poles and power lines on roads, most of the area
would have been evacuated and storm damage could take months to restore the
area before residents can return
Emergency kits
Little advises
that, “you should have an emergency kit stocked” and
ready
at all times for any possibly damaging weather event.
Your disaster supply tote(s) should be
easily accessible and contain:
·
5
Days worth of water for each person/pet and the same in nonperishable food
items
·
2
Weeks supply of all routinely used prescription and OTC medications
·
Hand-cranked
or battery operated radio and flashlights (with spare batteries)
·
Solar
charger or small generator (battery powered) for charging phones
·
First
aid kit
·
ABC
Fire Extinguisher
·
Manual
can opener
·
Hand
tools
·
Copies
of important documents (For example, identification, insurance policies and
credit card numbers, etc.)
·
Specialty
items such as sanitary supplies, baby needs like formula and diapers and pet
needs
There are various lists available online with differing
items to include.
You
may also order an already assembled emergency kit, but you will still need to
include items applicable to your own situation.
If you are on a well and septic system,
fill the bathtub with water so you can flush the toilet if there is a power
outage.
Comfort is an
important component
Preparing for the possibility of any
forecasted damaging weather event is
more than just ensuring you and your property are safe, it is about being as
comfortable as possible while you wait out the storm.
Whether or not you have a family, adding
a comfort tote along with your emergency supplies can help pass the time.
Including books, board games, activity books, stickers and paper to make
pictures and downloaded movies, shows and games on phones and tablets can not
only make the time go faster but can distract young children who are likely to
be frightened.
Using this advice will make sure you are
equipped whenever hazardous weather is forecast.